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So, you want to be a card issuer?

Card issuing seems to be hot right now. Despite the rise of alternatives to card payments, many Fintech’s appear intent on adding payment cards to their product portfolios. And it is not just the “me...

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The changing face of payments.

EMV is at the heart of global payment card processing. As a specification it governs the processing of billions of transactions globally, with the vast majority of those flowing through the...

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Big Tech, Financial Data … and resilience for critical infrastructure

Victoria Saporta, BoE executive director for prudential supervision, has said recently that minimum resilience requirements should be required for the tech giants’ (and others’) hosting services,...

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Payments are hard. That’s why the world’s leading payment organisations come...

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Will 2022 start to drive the future of Interoperability and Inclusion?

Our overriding theme of this year’s Live5 is interoperability which will lead to inclusion. Whether this is in payments or transit, identity or as a generalised trend what we’re seeing is a collapsing...

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Be on the smart side of the Great Reset

The human society is now at crossroads – demanding changes in our lifestyle, health choices, economics, and civil liberties. These changes are accelerated by climate change, political response to the...

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New Features Greet Riders As They Return to Transit

Everyone seems to think that MaaS (Mobility-as-a-Service) is a brand-new business model, when in fact, Transit Agencies have been providing mobility as a service for years, just without the hyphens....

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PIN: we need to talk about our relationship

16 years on from PIN day (Valentines Day 2006) how is our relationship with PIN holding up? Last year Dave Birch postulated that PIN was in decline and indeed no longer necessary as our mobile phones...

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Apple Finally Enables Payment Card Acceptance on iPhone

Contactless Card Acceptance Solutions to enable Android phones to be used to accept EMV contactless card payments without requiring additional hardware have been around for a while.  We’ve been...

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What Exactly Is A Smart Wallet?

A wallet is a way of organising things. My Apple Wallet, just like my real wallet, doesn’t have any cash in it. It has credit cards, debit cards, loyalty cards, vaccination records, boarding passes,...

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